After working for the U.S. Government for nearly 30 years, and with 7 major, cross-country moves, and putting two young men through college, we were in major credit card debt over $58,000.00. After completing Dave Ramsey’s Financial Peace University with James/Tish and Jamin/Julie, we are four months removed from having $ZERO CREDIT DEBT!!! Praise God from whom all blessings fall!! We took the gazelle mentality approach (sometimes at a turtle’s pace) to pay off our credit card debt without incurring additional debt, and we are now well on our way to attaining financial freedom. A great burden has been removed from our shoulders and we are looking for new ways to give. This success story would not have been possible without prayer, planning, and counseling. Thank you James and Tish for your financial counsel, leadership and direction.