Our policy requires both spouses to attend the financial coaching session. From experience, we’ve learned that coaching only one spouse does not work. This must be a team effort. If your spouse is not onboard, sit down with them in a non-distracting environment and communicate how much you want them to participate in the finances. Do not let this be a time to nag, yell, scream, etc. Tell them that attending financial coaching, or even Financial Peace University, can be your Christmas, birthday or anniversary gift this year.